Occupancy
Certificate (OC)
The Occupation Certificate is issued
by the local Municipal or Corporation authorities after an inspection of the
completed building. During the verification process, the authorities
check if the construction of the completed building is the same as per the
approved plans. At the end of the process, an Occupancy Certificate is issued
after which the developer applies for door numbers of the individual homes of
the apartment.
In Kerala, a builder must also
submit approvals from the Fire Force and Pollution COntrol Board for an
Occupancy Certificate.
Sale
deed and the possession certificate
Once the Occupation Certificate is
granted and the buyer has cleared their dues, the developer files for
registering the sale deed and apply for the Undivided Share (UDS) in favour of
the home buyer. Once the sale deed and UDS are filed for, the homebuyer can
apply for a possession certificate.
Building
Tax Receipt
The Building Tax receipt is a
must-have for applying for an Electricity connection. It is granted to the
buyer when they file for it once the sale deed is registered and the door
number is obtained by the builder.
Electricity
Board
The Kerala Electricity Board further
grants electricity connection to the building once the Building Tax documents
are verified. In most cases, the developer has already got a connection in
their name that they may later transfer to the buyer.
Sale
Deed
The Sale Deed is one of the most important documents you will have during the process of the transaction. It is the one document that legalizes the sale and the transfer of ownership of the property. The Sale Deed covers crucial factors like the Undivided Share (UDS), the area of the land, the value of the land, the survey number, taluk and village that the land belongs to.
Location
Sketch
The location sketch is a document
provided by the local village or municipal body. It is a permit with details of
the number of plots, proposed built up area, amenities, car parking area
etc.
Encumbrance
Certificate
The Encumbrance Certificate or EC is
a document that has details of any liability that the land may have. For the
sale of the land to be valid, an EC is an absolute must.
Joint
Development Agreement
The Joint Development Agreement or
JD is an agreement that the builder may have agreed for with a third party such
as the land owner. The JD details the transfer of authority to the builder to
proceed with construction activity.
APPROVALS
The Building Approvals are permits
granted to the construction of the building by the government bodies. Some of
the most important approvals you may need are from:
Pollution
Control Board
The Pollution Control Board issues a
Consent to operate certificate that is necessary for a building construction
commence. Though the PCB approval is not enlisted in the KErala Municipal
Building Rules, it is essential to get one.
Coastal
Regulatory Zone
The Coastal Regulatory Zone issues approvals for all construction, tourism, and development activities taking place in areas marked as CRZs. These regulations are levied to protect various water bodies close to oceans, to preserve the ecology of the oceans, and to promote the well-being of fisherfolk.
MAINTENANCE
AND ASSOCIATION FORMATION
Association
Formation
Once the Sale Deeds are registered,
the builder then enables home owners to form an association for the apartment.
Vendor
list and contacts
This is an important document for
home owners to have after possession. It details the warranty details of the
fixtures used in the building. The list of vendors is a document that
homeowners can use when they have servicing requirements.
It is always best to invest in a
home or apartment with a reputed builder to avoid any discrepancy in the long
term. We hope our list of documents will come handy when you are buying your
dream home.
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